Buy Here, Pay Here - No Credit Check

Back to Inventory
This 2015 Kia Optima EX was sold on 2025-09-20, below are similar vehicles that are still available.

Suggested Vehicles

Please wait... loading inventory.

2015 Kia Optima EX

Sold Inventory

  • 2015 Kia Optima EX
  • 6-Speed Shiftable Automatic
  • Miles : 159877
  • Stock Number : FG428018

Fuel Efficiency Rating

  • Est. MPG City: 23
  • Est. MPG Hwy: 34

Actual ratings will vary with options, driving conditions, habits and vehicle condition.

Description


Find Your Next Used Car, Truck, Van, or SUV at Xtra Auto Center

At Xtra Auto Center, we make finding your next vehicle simple, affordable, and stress-free. Our inventory is always stocked with quality used cars, trucks, vans, and SUVs that fit every lifestyle and budget. Whether you’re from Lubbock, Amarillo, Plainview, Canyon, Hereford, Dumas, Borger, or Vernon, our dealership is worth the drive.

We specialize in Buy Here Pay Here financing, giving you an easy way to get approved even if you’ve faced credit challenges in the past. With our no credit check and in-house financing options, you can get behind the wheel of a dependable vehicle without the delays and hassles of traditional lenders.

Why Shop Our Used Vehicle Inventory?

  1. Wide Variety – From fuel-efficient sedans to heavy-duty work trucks, we have options for every need.

  2. Affordable Payments – Our in-house financing means we can structure payments that fit your budget.

  3. Fresh Inventory – We update our selection regularly, so there’s always something new to see.

  4. Quality You Can Trust – Every vehicle is inspected before it’s listed for sale.

  5. Local Experience – We’ve helped drivers across the Texas Panhandle and South Plains find reliable transportation for years.

Buy Here Pay Here Makes It Easy

When you shop at Xtra Auto Center, you’re dealing directly with the dealership. That means faster approvals, more flexible terms, and a team that truly understands your needs. Whether you’re a first-time buyer or you’ve had past financial difficulties, our goal is to get you driving a great car today.

We proudly work with customers from Lubbock, Amarillo, Plainview, Canyon, Hereford, Dumas, Borger, and Vernon, helping them find the right car and the right financing without all the red tape.

A Better Selection for Every Driver

Our inventory includes:

  • Sedans – Perfect for commuting and fuel savings.

  • SUVs – Great for families and road trips.

  • Pickup Trucks – Ideal for work and play.

  • Vans – Roomy and versatile for any need.

With our Find Your Vehicle tool, you can tell us exactly what you’re looking for, and we’ll locate it for you.

Easy Online Shopping

You don’t have to wait until you visit in person — you can start browsing our current used vehicle inventory online right now. Use our search filters to narrow down your options by make, model, price, and more. If you see something you like, you can schedule a test drive or contact us for more details.

Serving Drivers Across the Region

No matter where you live in the Texas Panhandle or South Plains, Xtra Auto Center is committed to giving you the best possible car buying experience. We regularly welcome customers from:

  • Lubbock – Searching for affordable Buy Here Pay Here deals.

  • Amarillo – Looking for trustworthy dealerships that work with all credit types.

  • Plainview – Taking advantage of our great selection and fair pricing.

  • Canyon – Enjoying our small-town feel with big-city inventory.

  • Hereford – Finding reliable trucks, SUVs, and cars with easy approvals.

  • Dumas – Benefiting from our straightforward financing process.

  • Borger – Shopping for quality pre-owned vehicles close to home.

  • Vernon – Making the trip for unbeatable Buy Here Pay Here options.

Start Your Journey Today

The right vehicle for you is just a click or call away. Browse our used car inventory now, or let our team help you find exactly what you need. Whether you’re upgrading your current ride, buying your first car, or searching for a dependable work truck, Xtra Auto Center is here to make it happen.

We don’t just sell cars — we help you finance your future, not your past.