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Buy Here, Pay Here - No Credit Check

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Schedule Your Test Drive at Xtra Auto Center

Nothing compares to getting behind the wheel and experiencing a vehicle for yourself. At Xtra Auto Center, we make it quick and easy to schedule your test drive so you can feel confident about your decision before you buy.

Whether you’re searching for test drive used cars in Lubbock, looking for Amarillo Buy Here Pay Here dealerships, or coming from Plainview, Canyon, Hereford, Dumas, Borger, or Vernon, we’re here to help you find the perfect car, truck, van, or SUV — and make sure it’s the right fit for your needs.

Why Schedule a Test Drive?

A picture and a spec sheet are great, but nothing beats sitting in the driver’s seat, checking the comfort, and feeling the way a vehicle handles. When you schedule a test drive with us, you can:

Experience the Ride – Feel the acceleration, braking, and handling on local Texas roads.
Check Comfort and Space – See if it fits your daily driving needs.
Test the Technology – Try the infotainment, navigation, and connectivity features.
Confirm the Fit – Ensure the vehicle matches your driving style and lifestyle.

Many customers searching for used cars for sale near Amarillo or bad credit auto loans in Lubbock choose us because they can experience the vehicle before making a commitment.

Easy Online Scheduling

You can schedule your test drive in minutes using our simple online form. Just choose the vehicle you’re interested in from our inventory, pick a date and time, and our team will confirm your appointment.

If you’re not sure which model you want, you can request multiple vehicles — perfect for customers comparing used trucks in Amarillo or affordable SUVs in Lubbock.

Buy Here Pay Here Makes the Process Smoother

At Xtra Auto Center, our Buy Here Pay Here financing means you can go from test drive to financing approval in the same day. We handle your loan in-house, so there’s no waiting for a bank to say yes.

We’ve helped drivers from:

Lubbock – Finding cheap used cars with easy financing.
Amarillo – Working with dealerships that approve bad credit car loans.
Plainview – Choosing from a variety of pre-owned trucks and SUVs.
Canyon – Shopping for Buy Here Pay Here cars close to home.
Hereford – Getting reliable vehicles with quick approvals.
Dumas – Skipping the hassle of big bank financing.
Borger – Taking advantage of our no credit check car loans.
Vernon – Driving farther for better deals.

Test Drive Any Vehicle in Our Inventory

Our used car inventory includes:

Fuel-Efficient Sedans – Perfect for commuters in Lubbock or Amarillo.
Family SUVs – Ideal for long trips and weekend adventures.
Pickup Trucks – Work-ready for ranchers, contractors, and outdoor enthusiasts.
Passenger Vans – Great for family or business use.

If you don’t see what you need, our Find Your Vehicle service lets us locate it for you — then you can test drive it before making a decision.

What to Bring to Your Test Drive

Bring:

A valid driver’s license.
Proof of insurance (if available).
Your trade-in for an instant vehicle appraisal.

This way, if you love the car, you can move forward on the same day — a big reason we’re a top choice for Buy Here Pay Here near Lubbock and used car dealerships Amarillo TX.

From Test Drive to Keys in Hand

We can move you from your first drive to signing paperwork in just a couple of hours. Customers appreciate how fast and simple our process is, especially compared to large franchise dealers.

Serving the Texas Panhandle and Beyond

Our dealership is proud to serve drivers from across the region, including Lubbock, Amarillo, Plainview, Canyon, Hereford, Dumas, Borger, and Vernon. Whether you’re looking for affordable used cars Lubbock TX or no credit check trucks in Amarillo, we’re your go-to dealership.

Schedule Your Test Drive Now

Your next vehicle is ready for you to experience in person. Schedule your test drive today and see why so many customers choose Xtra Auto Center for Buy Here Pay Here cars in Texas.

We’re here to help you finance your future, not your past.

Contact Us

Sales Hours

Mon:	8:00am - 6:00pm
Tue:	8:00am - 6:00pm
Wed:	8:00am - 6:00pm
Thu:	8:00am - 6:00pm
Fri:	8:00am - 6:00pm
Sat:	9:00am - 6:00pm
Sun:	Closed

Xtra Auto Center: Used Cars in Pampa Texas
Xtra Auto Center is a pre-owned auto dealer in Pampa Texas. We carry a great selection of Pampa used cars for sale. As a buy here pay here Texas auto dealer we can get you approved and back on the road today. Call today or apply online now for quick and easy Texas auto financing. At Xtra Auto Center, we feel that we have the best used Cars, Trucks, SUVs and Vans in Pampa Texas. If you are looking for a slightly used or pre-owned vehicle you have come to the right place. Here at Xtra Auto Center in Pampa Texas, we offer “Buy Here Pay Here” auto financing to consumers in Pampa Texas with bruised credit, damaged credit or just plain bad credit. Traditionally the type of inventory that most BHPH dealers stock is late model and have high mileage, but here at Xtra Auto Center we make sure to stock the best used cars in all of Pampa TX. Do you have Bad Credit? If so that’s ok! Have you ever been divorced or had a repossession, again that’s ok because here at Xtra Auto Center we offer Buy Here Pay Here auto financing to all residents in Pampa. Here at Xtra Auto Center we understand your situation and are willing to help you get into the Car, Truck, SUV or Van of your dreams today! If you need an auto loan in Pampa TX then you have found the right place, wither your one of our many repeat customers or you’re a first time car buyer in Pampa TX with bad/baby credit or have things on your credit report that are holding you back from your automotive dreams then come down to see us at Xtra Auto Center, we will make sure to get you into the car that you deserve at the price you can afford. We feel that we have the best used Cars, Trucks, SUVs and Vans in all of Pampa TX. We offer the best Buy Here Pay Here deals in all of Pampa TX then other Buy Here Pay Here dealer. Here at Xtra Auto Center you will notice the difference, we take pride in our inventory and it shows! We make sure to go the extra mile to make sure that all our customers are completely satisfied with vehicle that they drive home with. Most BHPH dealers just want to make a quick buck and leave you fighting for funds. They will sell you an automobile that will run for a couple months and then break down on you and still leave you with that annoying monthly payment. Well not at Xtra Auto Center, we make sure to run all our Cars, Trucks, SUVs and Vans through an extremely rigorous inspection before we stamp the Xtra Auto Center name on any vehicle on our lot! BHPH “Buy Here Pay Here” means that no traditional bank approval is necessary to purchase a vehicle at Xtra Auto Center. Even if your FICO score is less than 600, which would traditionally prohibit a resident from Pampa TX from buying a vehicle, well here at Xtra Auto Center we will go the extra mile to make sure that you drive off the lot in an amazing Car, Truck, SUV or Van. So what are you waiting for come on down to Xtra Auto Center located at 807 West Foster Avenue Pampa Texas 79065 today and see how we are becoming the best BHPH dealer in Pampa TX!
Xtra Auto Center
1401 N. Hobart
Pampa, Texas 79065

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