by Jeff Stevens - Posted 1 week ago
A repossession can feel like a major setback, but it doesn’t have to keep you off the road forever. If you live in Amarillo, TX, there are realistic ways to move forward and secure reliable transportation again. At Xtra Auto Center, we work with many drivers who have experienced repossessions and help them get back behind the wheel.
A repossession occurs when a lender takes back a vehicle because payments were not made according to the loan agreement. For many people, this makes future financing with traditional banks or credit unions more difficult.
That doesn’t mean your options are gone. With Buy Here Pay Here financing, dealerships like Xtra Auto Center can make decisions based on your current financial situation—not just your past history.
If you’ve recently had a repo, here are practical steps to prepare for your next vehicle purchase:
Local, Flexible Approvals
All financing decisions are made in-house here in Texas. We look at your income, stability, and ability to make payments today—not just your past.
Quality Pre-Owned Vehicles
Browse our inventory for dependable, fairly priced vehicles. Every car, truck, SUV, and van is inspected before being offered for sale.
Personal Service
We treat every customer with respect. Our goal is to make the process as simple and stress-free as possible.
At Xtra Auto Center, we understand that a repossession is just one chapter in your financial story—it doesn’t define your future. If you’re ready for a fresh start, here are your next steps:
We proudly serve drivers from Amarillo, Pampa, Borger, Canyon, and beyond. If you’ve had a repossession and need a reliable vehicle, Xtra Auto Center is here to help you take the next step with confidence.
| Mon: | 8:00am - 6:00pm |
| Tue: | 8:00am - 6:00pm |
| Wed: | 8:00am - 6:00pm |
| Thu: | 8:00am - 6:00pm |
| Fri: | 8:00am - 6:00pm |
| Sat: | 9:00am - 6:00pm |
| Sun: | Closed |
Xtra Auto Center: Used Cars in Pampa Texas
Xtra Auto Center is a pre-owned auto dealer in Pampa Texas. We carry a great selection of Pampa used cars for sale. As a buy here pay here Texas auto dealer we can get you approved and back on the road today. Call today or apply online now for quick and easy Texas auto financing. At Xtra Auto Center, we feel that we have the best used Cars, Trucks, SUVs and Vans in Pampa Texas. If you are looking for a slightly used or pre-owned vehicle you have come to the right place. Here at Xtra Auto Center in Pampa Texas, we offer “Buy Here Pay Here” auto financing to consumers in Pampa Texas with bruised credit, damaged credit or just plain bad credit. Traditionally the type of inventory that most BHPH dealers stock is late model and have high mileage, but here at Xtra Auto Center we make sure to stock the best used cars in all of Pampa TX. Do you have Bad Credit? If so that’s ok! Have you ever been divorced or had a repossession, again that’s ok because here at Xtra Auto Center we offer Buy Here Pay Here auto financing to all residents in Pampa. Here at Xtra Auto Center we understand your situation and are willing to help you get into the Car, Truck, SUV or Van of your dreams today! If you need an auto loan in Pampa TX then you have found the right place, wither your one of our many repeat customers or you’re a first time car buyer in Pampa TX with bad/baby credit or have things on your credit report that are holding you back from your automotive dreams then come down to see us at Xtra Auto Center, we will make sure to get you into the car that you deserve at the price you can afford. We feel that we have the best used Cars, Trucks, SUVs and Vans in all of Pampa TX. We offer the best Buy Here Pay Here deals in all of Pampa TX then other Buy Here Pay Here dealer. Here at Xtra Auto Center you will notice the difference, we take pride in our inventory and it shows! We make sure to go the extra mile to make sure that all our customers are completely satisfied with vehicle that they drive home with. Most BHPH dealers just want to make a quick buck and leave you fighting for funds. They will sell you an automobile that will run for a couple months and then break down on you and still leave you with that annoying monthly payment. Well not at Xtra Auto Center, we make sure to run all our Cars, Trucks, SUVs and Vans through an extremely rigorous inspection before we stamp the Xtra Auto Center name on any vehicle on our lot! BHPH “Buy Here Pay Here” means that no traditional bank approval is necessary to purchase a vehicle at Xtra Auto Center. Even if your FICO score is less than 600, which would traditionally prohibit a resident from Pampa TX from buying a vehicle, well here at Xtra Auto Center we will go the extra mile to make sure that you drive off the lot in an amazing Car, Truck, SUV or Van. So what are you waiting for come on down to Xtra Auto Center located at 807 West Foster Avenue Pampa Texas 79065 today and see how we are becoming the best BHPH dealer in Pampa TX!
Xtra Auto Center
1401 N. Hobart
Pampa, Texas 79065
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Crew Cab Chassis (1)
