by Jeff Stevens - Posted 1 month ago
If you’ve ever been turned down for a vehicle loan, you know how frustrating it can be. Banks and credit unions often have strict lending guidelines, leaving many Hereford, TX drivers without options. In-house financing changes that. At Xtra Auto Center, we handle financing directly at our dealership—no outside lenders involved.
In-house financing means the dealership is also the lender. Instead of sending your information to a bank, we review your situation ourselves. Payments are made directly to us, keeping the entire process local.
This approach allows us to work with customers who may not fit the strict criteria of traditional lenders.
1. Flexible Options
We look beyond your credit score and focus on your income and current stability.
2. Faster Decisions
Local financing means you can often complete the process and drive home the same day.
3. Simple, Transparent Process
We explain your terms in plain language, with no hidden fees.
We’re more than just a dealership—we’re committed to providing reliable vehicles and straightforward financing. Our testimonials highlight experiences from customers across Texas.
In-house financing provides a practical solution for drivers who may not qualify through banks or credit unions. In Hereford, TX, Xtra Auto Center makes the process simple, local, and focused on helping you find your next vehicle.